What is in a Credit Score?

By | August 28, 2017

Credit Score

A credit score is a three digit numeric summary of your entire credit history. It is prepared based on the information provided in your Credit Information Report. The credit score normally ranges between 300 and 900. Most banks and financial institutions rely on this figure to determine the creditworthiness of potential borrowers. In fact, 79% of the loans approved are for individuals with a score over 750. However, this is a major setback for young professionals, as they are likely to not have a credit score at all. This results in a vicious cycle of being denied credit.

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